Chapter 7 bankruptcy
For qualifying individuals, Chapter 7 may discharge many unsecured debts and create room for a fresh financial start. We assess eligibility, exemptions and the details that matter before filing.
Flynn Law Firm · Cabot, Arkansas
Debt has a way forward.
Straight answers, careful preparation and one-to-one counsel for Arkansans considering Chapter 7 or Chapter 13 bankruptcy.
Virtual appointments are available. Same-day emergency service may be available when time matters.
Since 1999Serving Arkansas clients
Chapter 7 & 13Focused bankruptcy counsel
Personal attentionYour lawyer handles your case
Flexible accessVirtual appointments available
Ways we can help
A plan for the pressure you’re under.
Bankruptcy is not one-size-fits-all. We begin with your priorities—your home, income, vehicle, business and family—then explain the practical routes available under Arkansas and federal law.
Chapter 13 bankruptcy
A court-supervised repayment plan may help you catch up on secured debts, address arrears and protect important property while making structured payments over time.
Small-business debt
When personal and business finances overlap, clear analysis matters. We help owners understand bankruptcy options and the consequences for ongoing operations, assets and obligations.
Urgent filings
If foreclosure or repossession is imminent, ask about same-day emergency service. An expedited filing may be possible, depending on your circumstances and the documents available.
What to expect
Clarity before decisions.
Your first conversation is for understanding—not pressure. We identify what is urgent, what can wait and what information is still needed.
Tell us what’s happening.
Share the debts, deadlines and property concerns creating the most stress. A free consultation is available.
Compare real options.
We discuss eligibility, tradeoffs, timing, fees and whether bankruptcy appears to fit your goals.
Prepare carefully.
If you choose to proceed, we organize the required information and tailor the filing to your situation.
John A. Flynn
Experienced. Direct. Personally involved.
John Flynn founded Flynn Law Firm in Cabot and has represented individuals, families and small businesses across central and northeast Arkansas. His practice centers on bankruptcy and debt relief, with an emphasis on explaining each option clearly and preparing each matter carefully.
- Licensed in Arkansas state, U.S. District and Bankruptcy Courts
- Graduate of Max Gardner’s Bankruptcy Boot Camp
- Former acting district judge in Beebe and special prosecutor in Lonoke County
- Available for in-person and virtual consultations
Common questions
Start with what you need to know.
How do I know whether Chapter 7 or Chapter 13 fits?
Income, assets, secured debts, arrears and your goals all matter. Chapter 7 may discharge qualifying debts for eligible filers; Chapter 13 uses a repayment plan and may help address missed payments. A consultation lets us evaluate the details.
Can a bankruptcy filing stop collection activity?
Filing generally triggers an automatic stay that pauses many collection actions. The scope and duration depend on the case, prior filings and the type of debt, so urgent situations should be reviewed promptly.
Can bankruptcy help if foreclosure is near?
Chapter 13 may provide a way to pause foreclosure and address mortgage arrears over time. Timing is critical. If a sale or repossession is approaching, call as soon as possible to ask about emergency filing options.
What does the first consultation cost?
Flynn Law Firm offers a free initial debt-relief strategy session. We will discuss the situation, the information needed and the potential next steps before you decide whether to proceed.
You do not have to sort this out alone.
Call to schedule a complimentary consultation with Flynn Law Firm. Regular office hours are Monday through Friday, 9:30 a.m.–4:00 p.m.